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Insurance - Additional Benefits - UPDATE MARCH 2017

Written by Phillip Piddell on .

We now have some more small, but useful enhancements to our insurance scheme, which covers all members who subscribe to Additional Benefits at a cost of £17.50 a year.

Not only are UK based members covered whilst working overseas – but there is now cover for our Overseas members whilst working here in the UK. See extract of wording below.

For those of you already signed up to this scheme- please renew in good time to maintain cover from 1st January

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Eligible Members:

i) All members in the Additional Benefits category who are domiciled in the United Kingdom, the Channel Islands or the Isle of Man.

ii) All members in the Additional Benefits category who are not domiciled in the United Kingdom, the Channel Islands or the Isle of Man but only in respect of activities undertaken within the United Kingdom, the Channel Islands or the Isle of Man.

In view of the increasing number of members now making leather tool sheaths etc, we have now obtained insurers’ agreement to include cover for this within the scheme. Extract of full wording below.

Traditional non-powered woodworking including the incidental manufacture and sale of products and the teaching or demonstrating of non-powered woodworking skills and associated crafts, leather making and leather working, low impact woodland management, charcoal production and the forging of hand-tools.

Note that insurance coverage is only valid until 31st December - and only whilst you remain a paid up member of APT&GW.

 
As many of you will understand, we are not authorised to ‘sell’ insurance but we are allowed to offer a scheme which includes it, and many members have found that it covers their needs. Full details are here on the website. Please note – membership docs are normally emailed out once a week – usually Fridays – so please look out for your emails and save the docs somewhere safe on your PC. Payment can be made by Paypal via the link on our website - or by BACS to our Co-op bank account - Sort Code 08-92-99 Account APT&GW – 65366501 – with an email to me, or least favoured option – a cheque!
 
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Please use the "Buy Now" button below to make your payment
 
 

 

 

ADDITIONAL BENEFITS    MARCH 2017 UPDATE

 

The Association is pleased to continue this service to our members,  at a cost of £17.50.  The major benefit of this service will be that all Additional Benefit (AB) members will be covered by the block insurance policy we have arranged with  a panel of insurers,  through brokers Hencilla Canworth.   Full details of the policy are available to AB members – but brief details are given below.

 

PUBLIC AND PRODUCTS LIABILITY INSURANCE

 

For Additional Benefits members of APT&GW

 

£5,000,000 SUM INSURED  - £250 excess

 

12 MONTHS FROM 1ST JAN – to 31st December of each year.

 

The policy will provide ‘AB’ members with cover

 

whilst teaching and /or demonstrating traditional non-powered

 

woodworking and Associated Crafts including the incidental manufacturing and sale of products.

 

Associated Crafts include low impact woodland and pasture management, leather working, the process of charcoal production and the forging of hand tools as used in Green Woodworking.

Members will note that the policy covers a wide range of activities – whilst demonstrating and/or teaching.

For example, scything is included under pasture management, and specifically, teaching and demonstration of charcoal production and forging of hand tools is also covered. However, it must be understood that there is no cover for teaching or demonstrating with power tools – absolutely no chainsaws!

The cover is for individual members only, (not to be extended to persons trading as an incorporated company or other Associations) however, there is a clause (Close Family Member Extension ) which extends cover for husband/wives etc of members who assist a member on insured activities.

There is no distinction between those members who need the cover just a couple of times a year - and those who are much more active.......the ‘pros’ and the ‘amateurs’  - the only exception being those members domiciled outside the UK will not be covered.

Please remember that you must maintain your membership of APT&GW – which is now £20 per annum.

New for 2017 – The policy extends to cover Overseas members whilst  temporarily Teaching and or Demonstrating here in the UK, and UK members whilst temporarily working overseas. (Please do contact me if you intend taking advantage of this extension of cover, so that usage can be monitored)

Finally, Leather – from tanning to dying and making of goods is now specifically covered. 

I have been asked if it is possible to set up a standing order for AB – unfortunately, this is just not possible, because we have no control over the cost of the insurance– though I am pleased that we were able to hold premiums unchanged for three years.  Please bear in mind that irrespective of when you join or renew, the insurance coverage expires at 31st December – so the earlier in the year you pay – the better the value you get!

If you are a newly signed member, please do send me an email to let me know about your greenwoodworking - its good to know what people are getting upto. If you run your own website – please do mention us and include a link to our homepage.

Full documents will be sent by email a few days after your payment has been recorded – please keep safe for future reference.